Analyst

Job Title: Analyst

Salary: £40,000 to £60,000 per year

Hours: Full time

Location: W1J 8DW

Company: Pluto Finance (UK) LLP

Job type: Permanent

Pluto Finance is a senior lender providing real estate finance across the UK who, due to continued success, is looking to hire a Lending Analyst to take ownership and responsibility for reviewing and analysing prospective lending opportunities along with the underwriting, closing and on-going management of a portfolio of loans.

• We offer bridging finance, senior and stretch senior loans, specialising in residential development finance but also bridging loans and site finance across all property types.
• Our typical deal size is £10m-£50m on development and £1m-£10m on bridging.
• The successful applicant will report to the Credit Operations Manager.
• The Credit Operations Team's role is to take new deals brought in by originators and get them credit approved and executed, then provide ongoing monitoring of the loans.

Main duties:

• Underwriting, deal execution and portfolio management.
• Preparation of Credit Papers for presentation to Credit Committee.
• To assist with the preparation and review of Offer Letters for acceptance by the customer.
• To assist with the due diligence process including the review and critical assessment of valuation, QS and title reports.
• Ongoing monitoring of development loans/projects including answering and resolving customer queries, regular site visits and managing the release of security.

Requirements:

• At least 2 years' experience in property lending at a bank in similar providing residential development finance, bridging finance for residential and commercial properties, and site finance.
• Educated to a degree level, ideally in a numerate subject.
• Keen understanding and appreciation of UK property market trends.
• Able to structure loans and write credit papers for credit committee.
• Loan due diligence skills of reviewing and assessing loan documentation, valuations, QS and title reports.
• Highly numerate with strong analytical skills and the ability to model loans and development schemes.
• Ability and credibility to communicate clearly and persuasively at all levels.

Please contact us if you feel you are suitable for the role.

Opening Date for applicants: 13/11/2019

Closing Date for applicants: 13/12/2019